Can Insurance Agent or Chartered Accountant take benefit of Section 44AD?

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The title of this blog post could easily be “How to differentiate between business and profession ?” . However, a different title is applied  to suit Mr Anoop Bhatia , a readers of this blog who asks  “Sec 44AD has been substituted wef A.Y. 2011-12 to include within its scope all such businesses (except) the…